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Sponsors of defined benefit and defined contribution retirement plans should keep the following deadlines and other important dates in mind as they work toward ensuring compliance for their plans in 2026. Dates assume a calendar year plan. Some deadlines may not apply, or dates may shift based on the plan sponsor’s fiscal year. For additional support, please contact your BDO representativeJANUARY 15 / Fund: Possible fourth quarter 2025 contribution due for defined benefit pension plans. [Read More]

The real estate and construction industry has weathered years of disruption, from supply chain chaos and natural disasters to labor shortages and interest rate volatility. As companies look ahead, 2026 is shaping up to be another year of change and challenge.Emerging trends in technology, artificial intelligence (AI), labor, and are cementing into permanent market forces that could fundamentally change how firms build and operate. We expect the companies that thrive in 2026 to be those [Read More]

The nonprofit sector demonstrated remarkable resilience in 2025. But as organizations enter a new year, leaders must be prepared for an environment characterized by unpredictability and heightened scrutiny from policymakers. Success will require creativity and adaptability in pursuit of long-term growth. In this year’s outlook, we highlight seven trends we expect to shape the nonprofit industry in 2026, offering insight into how evolving economic conditions, regulatory shifts, and funding dynamics will influence strategy, sustainability, and [Read More]

The year 2026 will be a defining moment for manufacturers. Economic volatility and shifting policies are forcing companies to retool how they plan, operate, and compete. Artificial intelligence (AI) and automation are emerging as critical tools for achieving both operational agility and resilience in this uncertain environment. At the same time, attractive markets like defense and infrastructure are creating new growth opportunities, while private equity firms are accelerating their investment in midmarket players. To capitalize [Read More]

Beginning September 30, 2025, a new executive order (EO 14247) requires nearly all federal payments, including tax refunds and federal tax deposits, to be processed electronically. This shift is significant for both individuals and businesses. At Pivot CPAs, we’re helping clients navigate this change smoothly so they can avoid delays, fees, and unnecessary disruptions. What’s Changing and Why It Matters Under the new mandate, the federal government will eliminate most paper check disbursements and receipts, [Read More]

The One Big Beautiful Bill Act (OBBBA) introduces sweeping changes to the U.S. tax code, with major implications for high-net-worth individuals. Whether you're focused on preserving wealth, investing for growth, or planning your legacy, this guide breaks down the most important updates in plain English—so you can make informed decisions and stay ahead of the curve. The OBBBA is a large and complex tax bill, while we summarize some of the potential impacts this bill [Read More]

The One Big Beautiful Bill Act (OBBBA) introduces major tax changes that affect how businesses handle purchases, research expenses, investments, and international profits. Whether you run a corporation, a partnership, or an S-corporation, this guide will help you understand the biggest updates that will affect your business. The OBBBA is a large and complex tax bill, while we summarize some of the potential impacts this bill may have on your business, we are unable [Read More]

Effective October 1, 2025, the state sales tax imposed on rent or license fees for the use of real property (commercial rentals) under section 212.031, Florida Statutes (F.S.), is repealed. This means no state sales tax or discretionary sales surtax applies to rent or license fees for rental or occupancy periods beginning on or after October 1, 2025. Examples of commercial rentals subject to the repeal include rentals of commercial office or retail space, warehouses, [Read More]

Why Audit Readiness Matters for Nonprofits In the nonprofit sector, audit readiness has evolved from a basic compliance obligation into a strategic necessity that is foundational to strong governance and essential for maintaining stakeholder trust. Audit readiness enables organizations to provide clear, accurate, and timely financial information, which is vital for demonstrating transparency and accountability. Transparency ensures that stakeholders can see how resources are being managed and allocated, fostering confidence that contributions are used [Read More]

What Every Plan Sponsor Should Know Protecting Your Retirement Plan and Your Business Starts with Good Recordkeeping At Pivot CPAs, we work with many employers and plan sponsors across Northeast Florida and beyond to help them meet their fiduciary responsibilities under the Employment Retirement Income Security Act (ERISA). One area that often confuses and can carry real financial risk is record retention. If your company sponsors an employee retirement plan, you’re required to keep [Read More]